*More information about Humm please visit https://shophumm.com.au/how-it-works
Afterpay is a payment method which allows users to pay for their online order in 4 fortnightly instalments up to a purchase value of $2000 (minimum purchase value of $35). Currently this is only available for online orders.
In order to apply, you must be an Australian citizen, be over 18 years old and be the authorised holder of a debit or credit card.
All orders are subjects to Afterpay’s approval - for example, if you have any overdue payments, Afterpay will not be available to you.
As part of Afterpay’s approval process, they may conduct a pre-authorisation on your nominated card, up to an amount of your first instalment.
Afterpay may charge a fee for late or overdue payments.
For full terms and conditions visit Afterpay.
Zip Pay repayments are automatically direct debited from the payment method that you added when you created the account.
You can change the frequency of your payments to weekly, fortnightly or monthly, as long as you pay minimum $40 per month (or $80 if your credit limit is $1500). Choose what works best for you!
Alternatively, you can choose to pay off any of your purchases before their 'due date'. Any purchases you make during the month are due at the end of the next month.
For example: If you make two purchases in February, on the 1st of March, we will send you a statement showing your owing balance. You'll then have until March 31st to pay the balance off without being charged the $6 account service fee.
If you'd prefer to take extra time to pay off your balance, no worries! You'll only need to make the monthly minimum of $40, and a $6 account service fee will be added to your balance for the following month.
If you don't have a balance, we won't deduct anything from your nominated payment method. The repayments simply cease until you make your next purchase. The best part is - if there's no balance, there are no fees to keep the account open!
